How it WorksPricingLive Audit
Upload

Your gold.
Digitalised.

Turn physical gold you already own — Krugerrands and jewellery — into a live financial asset. Deposits are credited straight to your Troygold account at the live spot price.

Gold Upload — In ProgressAssessing
Krugerrand × 2
1 oz each · Full coin
R59,240
2.00 oz
Gold Necklace
18ct · 14.2g
R19,840
0.42 oz
Total credited to account
R79,0802.42 oz
Live
Spot price valuation
Your gold is assessed and credited in relation to the live gold spot price on the day of assessment.
Door-to-door
Secure collection
Your gold is collected from your door by our secure logistics partner. No trips required — we come to you.
100%
Insured from collection
Your gold is fully insured from the moment it leaves your hands through to custody in Brink's vaults.

Four steps from
physical to digital.

01
Request an upload
Submit your upload request in the app. Tell us what gold you have — type, weight, and karat — and we'll arrange for collection.
02
Gold is collected
Your gold is collected by our secure logistics partner and brought to an assessment centre. It's fully insured from the moment it leaves your hands.
03
Expert assessment
Our team assesses your gold — weight, purity, and authenticity — and values it in relation to the live spot price. You'll receive a detailed breakdown for your approval before credited to your account.
04
Credited to your account
Once you approve, your gold is credited directly to your Troygold account — instantly live at the spot price, vaulted, and insured. Sell it, borrow against it, or redeem it anytime.

Most gold.
Any form.

If it's gold, we'll assess it. We accept a wide range of physical gold items from individuals and estates.

Krugerrands
South African Krugerrands in any denomination — 1 oz, ½ oz, ¼ oz, and 1/10 oz. Both full and fractional coins accepted. The most common upload we receive.
Most popular
Gold Jewellery
Rings, necklaces, bracelets, bangles, earrings, and chains. Assessed by carat (9ct, 14ct, 18ct, 22ct, 24ct) and weight. Hallmarked or unhallmarked.
All karats
Not sure?
If you have gold and you're unsure whether we accept it, reach out before uploading. Our team will advise you on whether your items are eligible for assessment.
Ask us first

Common questions.

Your gold is assessed by type, weight and purity in relation to the live gold spot price on the day of assessment. When you log an upload, you'll receive an estimate valuation of the fine oz to be credited to your Troygold account and, after assessment, a final confirmation for your approval.
Once you approve the assessment confirmation, your gold is converted to the equivalent ounce ownership and forms part of your Troygold account holdings.
Yes. You can request physical withdrawal of your gold in the form of 1 oz Krugerrands at any time via the app — a redemption fee of 0.5% plus a R1,725 courier fee applies. The Krugerrands are delivered door-to-door in secure packaging.
From the point of requesting an upload to account credit, typically 3–5 business days. You'll receive updates at every stage through the app.
There is a flat R500 fee per upload, which covers collection, expert assessment, handling, and custody transfer into the vault. Each upload is limited to 5oz for insurance purposes.
Yes. Full insurance cover applies from the moment your gold is collected, through assessment, and into vault custody. You are covered throughout the entire process.
You are under no obligation to accept the assessment. If you decline, your gold is returned to you at no cost. Our valuations are transparent and based solely on type, weight, purity, and the live spot price.

Your gold is sitting idle.
Put it to work.

Upload your gold, have it assessed at live spot price, and start earning, spending, and borrowing against it — all from one account.

Upload your gold →