Save

Stop saving
in rands.
Save in gold.

Buy from R10 or deposit what you already own. Your gold is real, physically allocated Krugerrand gold — vaulted with Brink's, insured, and live at the spot price from day one. The one asset no government can print away.

Open your account →How it works

Gold Holdings

↑ Live

R24,830

≈ 0.42 oz · Live spot

Purchase priceR17,920

Current valueR24,830

Total return+R6,910 (+38.5%)

Vaulted with Brink's · Fully insured→ How it works

R10

Minimum investment

Start with as little as R10 — fractional gold ownership with no barriers.

No monthly fees

No account or management fees. Storage from just 0.5% p.a. — the more gold you hold, the lower your rate.

100%

Fully insured

Every ounce is fully insured against loss, theft, and damage from day one.

Brink's

Vault custody

Physically allocated Krugerrand gold in a Brink's vault, with Rand Merchant Bank as independent custodian.

How it works

From rands to gold —
and into the vault.

Create your account

Buy or upload gold

Pay by EFT, instant EFT, or card — or deposit Krugerrands and jewellery you already own. Gold is valued at the live spot price the moment it clears.

Your gold is vaulted

Every gram you own is physically allocated Krugerrand gold in a Brink's vault — insured, independently audited, and held in custody by Rand Merchant Bank.

Use it, or hold it

Sell back to rands at the live spot price anytime. Borrow against your gold without selling it. Or redeem physical Krugerrands, delivered to your door.

Gold savings calculator

See what your savings
could become.

Based on gold's historical rand-denominated performance.

Monthly savingsR500

R100R5,000

Savings period5 yrs

1 year20 years

Based on 14% average annual ZAR gold price growth. Illustrative only — not a guarantee of future performance. Buy/sell spreads apply.

Total invested

R30,000

Estimated gold value

R42,145

≈ 0.71 oz

vs. Cash savings (3% p.a.)

R32,290

FAQ

Common questions
about saving in gold.

Physical. Every gram you own on Troygold is matched 1:1 by real Krugerrand gold held in a Brink's vault in Johannesburg. Your account balance is simply your ownership of that vaulted gold, denominated in fine ounces and valued at the live spot price. You can verify the platform's reserves at any time on our live audit — and you can request physical delivery of your Krugerrands whenever you choose.

Your gold is legally segregated from Troygold's assets — physically allocated in Brink's vaults with Rand Merchant Bank as independent custodian. In the unlikely event of Troygold's insolvency, your gold cannot be claimed by creditors. It would be returned directly to you or, if fractional, liquidated and the sale proceeds returned to you.

Yes. Request physical delivery at any time and receive 1 oz Krugerrands at your door via Brink's secure logistics — a redemption fee of 0.5% plus a R1,725 courier fee applies. You can also sell your gold back to rands at the live spot price at any time — no physical delivery required.

When you buy, you pay above the live spot price on a tiered scale — +5.5% for 1 oz or more, +7% for 0.1–1 oz, and +8.5% below 0.1 oz — which includes the Krugerrand premium. When you sell, you receive spot +0.5% regardless of amount. There are no monthly or management fees. See our Pricing page for the full fee breakdown.

Storage is tiered by holdings: 0.5% p.a. for 10 oz or more, 0.75% p.a. for 1–10 oz, and 1% p.a. below 1 oz. The fee is charged monthly in gold, based on the maximum amount you hold in that month, and includes full insurance — there are no separate custody or insurance charges.

Gold is classified as a capital asset for South African tax purposes and gains are subject to CGT at your marginal rate. We recommend consulting a tax advisor for your personal situation. Troygold provides annual statements to support your tax filing.

Stop savingin rands.Save in gold.

From rands to gold —and into the vault.

See what your savingscould become.

Common questionsabout saving in gold.

Your gold.Not their liability.

Stop saving
in rands.
Save in gold.

From rands to gold —
and into the vault.

See what your savings
could become.

Common questions
about saving in gold.

Your gold.
Not their liability.