Don't sell your gold to access liquidity. Use your gold as collateral for an instant revolving credit facility — up to 50% of its current market value. No affordability assessments, no red tape. From prime + 3%.
| Feature | Troygold Credit | Personal Loan | Credit Card | Bond |
|---|---|---|---|---|
| Interest rate | from prime + 3% p.a. | 1.8–2.4% /mo | 1.8–3.0% /mo | 0.8–1.0% /mo |
| Credit score required | ✗ Not required | ✓ Required | ✓ Required | ✓ Required |
| Approval time | Minutes | Days–weeks | Days | Weeks–months |
| Revolving facility | ✓ Yes | ✗ No | ✓ Yes | ✗ No |
| Asset appreciates | ✓ Gold keeps growing | ✗ N/A | ✗ N/A | Property may appreciate |
| Early repayment | ✓ Anytime, no penalty | Often penalised | ✓ Yes | Often penalised |
Enter the value of your gold holdings and see how much credit you could draw. Your gold stays in the vault, working for you.
Open a Troygold account, deposit gold, and access your credit facility in minutes.
Get gold-backed credit →