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SPEND GOLD GLOBALLY
UNLOCK THE VALUE OF YOUR GOLD
Borrow against your gold, or sell it in-app, and have access to this value instantly with your gold-backed Mastercard
Troygold Mastercard & SA bank account issued upon account opening
Card & currency bank account powered by Access Bank
Spend loan facility or sold gold proceeds globally with Mastercard
BANKING AND GOLD, IN ONE APP
A REAL BANK ACCOUNT & MASTERCARD – BACKED BY REAL GOLD
Gold has been money for 6,000 years, but today we live in a digital financial world. Until now, these worlds were separate, and gold owners’ gold was unusable in day-to-day finances within the modern financial system. We’ve built a tool that digitises gold, so that gold’s value can be integrated into your financial life – linking a bank account and vaulted physical gold, all in one place.
THE GLOBAL GOLD CURRENCY
PAY FOR YOUR PURCHASES IN SHOPS, WITH THE REAL GOLD MASTERCARD
The gold you own is now completely liquid, which means you can spend its gold value at shops instantly – either by using your Rands loan facility backed by your gold holdings, or proceeds from your sale of gold in-app. This Rand value is immediately available for you to spend in day-to-day payments, at over 40+ million locations worldwide where Mastercard is accepted. Your corner shop doesn’t even know you’re paying with real gold value — that’s the power of the Troygold gold-backed Mastercard.
ISSUANCE POWERED BY ACCESS BANK
BACKED NOT ONLY BY GOLD, BUT ALSO A PAN-AFRICAN BANK
When opening a Troygold account, you’re issued with both a physical gold wallet, as well as a currency wallet. This ZAR (Rands) currency wallet represents a real South African bank account allocated to your name, linked to a Troygold Mastercard – both issued by our partner sponsoring bank, Access Bank SA. There are no monthly fees or swipe charges on this account!
GOLD PRICE RISES MEANS MORE TO SPEND
HAVE MORE TO SPEND, AS THE GOLD PRICE RISES
The Rand value in your currency account represents the combination of your loan facility and proceeds from gold sales. Both of these are dependent on the Rand equivalent of your gold holdings in the vault. A rising gold price means more currency value, and more spending power — that’s the power of gold as money, when governments print paper currency.
HOW DO I GET STARTED?
OPEN A PHYSICAL GOLD ACCOUNT IN MINUTES
1. DOWNLOAD
Download the app on Apple or Android stores and register an account in-app
2. DEPOSIT
Deposit your funds into your Currency wallet via EFT transfer, then buy gold in-app, or Upload gold held at home
3. RECEIVE CARD
Your card is couriered to your doorstep when opening a Troygold account
4. SPEND
Activate your card and start spending – just make sure you tag us with your first purchase #LiveFree #LiveinGold